Heath Lambert has launched an off-the-peg total reward and benefits solution for employers.

Its Benefits Box product offers a menu-style service that enables employers to select the type of benefits and level of cover they require for their staff at a fixed price.

The service has been designed with small- to medium-sized enterprises in mind and is costed per employee, per month, with no initial fees.

Employers can choose from four different packages of employer-paid benefits, as well as employee-paid perks. They can also select a technology package to suit their organisation.

The products can be mixed and matched by employers to meet their business needs and have been pre-negotiated so they can be launched on demand.

Richard Doig, regional director at Heath Lambert, said: "As we head into the credit crunch, this service will assist businesses to manage their cash flow by limiting their exposure to initial and fluctuating outlay, and enhance the perceived value of their benefits offering."

The packages enable employers to implement solutions that include salary sacrifice on pension contributions and flexible benefits schemes.

"This is a pre-packaged consultancy, planning and build [service]," said Doig. "[It has been] designed to simplify and streamline the entire implementation process, from reviewing benefits, services and pre- negotiating terms through to full online total reward and flex delivery."