All articles by Employee Benefits – Page 119
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Common investment scams of recent years
In the month after pension freedom was introduced in April 2015, the City of London Police revealed pension scam losses had more than trebled to £4.5m from £1.4m. With everyone aged 55 and over now able to take their full pension as cash, there were always going to be some ...
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Ernest Grant
We are passionate about working with employers to create an environment of engagement, motivation and recognition, helping employers to retain a happy and committed workforce.We are a fresh and innovative firm that dedicates its time to continually develop and improve our award-winning service to clients anywhere we can. Standing still ...
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Black Friday and employee discount cards
By Sally Duckworth, CEO, You at WorkRetailers may not know exactly what winter or Black Friday sales will bring but they know exactly what your employees wish for this holiday season…We’re fasting approaching the busiest period in the year for retailers with fierce competition and several compelling events yet to ...
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Breaking the ‘inflation promise’ will lead to a greater need for financial education, guidance and advice
Jonathan Watts-Lay, director at WEALTH at work, said: “The latest risk to an employee’s future retirement income plans has surfaced in the form of a debate about ‘conditional indexation’.“With defined benefit (DB) schemes falling deeper into deficit, the search for how to save these schemes has hit upon the idea ...
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Adult numeracy and financial education in the workplace
We have written much on the topic of financial education in the workplace during the past six years – and indeed have added to this catalogue in recent weeks as well. So we were not expecting to write much more on this subject for a little while. That is until ...
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Three steps to maintain a health and wellbeing programme
by Luke Prankard, senior health and wellbeing consultant, Thomsons Online BenefitsFor employers, health and risk insurance is like placing a bet against the probability of a claim occurring. The problem is the rules, odds and pricing are set to enable insurers to control their risk and stay in business and ...
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How can employers embrace the sandwich generation? Caring for the carers
Research from AXA PPP healthcare [1] shows that many businesses have not yet sufficiently adjusted to the changing nature of the workforce. Employers need to ensure that their policies, procedures and communications are geared up to meet the needs of the growing number of older workers, and in particular, that ...
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Xerox unveils Conduent brand identity
Xerox has reached the latest stage in its plan to separate into two independent, publicly-traded companies by unveiling the global brand identity of Conduent Incorporated, a business process services company.“Our brand identity signifies core ideas behind our company and the value we create for our clients,” said Ashok Vemuri, CEO ...
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Tips for keeping remote workers engaged and positive
The following post was first published here in 2015. As many organisations increase the size of their remote workforce, now’s a good time to refresh ourselves on how to keep virtual workers engaged. As we continue on this journey, we’ll share our successes and lessons learned, and I invite you ...
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Pension investment strategy: Are Target Date Funds the future for UK DC scheme members?
There are now more active savers in UK DC pension schemes than in DB pension schemes, according to recent stats from the Pensions Policy Institute. It also estimate that in just 15 years there could be as many as 17 million members enrolled in DC workplace pension schemes*.Based on current ...
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'Feeling the Squeeze'
Royal London carried out a UK wide survey with 2,500 consumers age 35-44 over the summer. The survey found that over a third, 34 per cent, said their finances felt Squeezed and so were struggling to meet day-to-day expenses, despite 87 per cent being aware that they need to save ...
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Promoting benefits to millennial employees
by Lauren Herington, associate consultant, health and productivity UKWhen I first joined our industry and I didn’t know what Group Income Protection (GIP) was, a consultant once asked me: “What would you do if you could no longer earn an income as you were too ill or injured to work?”The ...
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10 things employees should consider before leaving defined benefit pension schemes
In the past, the majority of pension savers were members of a defined benefit (DB) pension scheme also known as final salary schemes. Poor working and living conditions meant that retirement tended to only be for a few years, and certainly not the 20, 30 and even 40 years that ...
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Useful reading on motivating staff and older people at work
We have now been posting on Employee Benefit themes for almost six years on this blog. With such a wealth of data and thoughts behind us it is perhaps inevitable that some topics are important enough to recur time and time again. Two such items are motivation (and productivity) of ...
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Forthcoming changes to the Pension Protection Fund (PPF)
By David Piltz, EMEA Consulting and Market LeaderAutumn is a season of change and the Pension Protection Fund is certainly embracing that sentiment.The Pension Protection Fund (PPF) has, in recent years, received a number of comments on the level of compensation (and comparative fairness from one member to another) that ...
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Retirement conversations: Yes, no or maybe?
The past few years have seen a significant alteration in the UK retirement landscape. There are many factors behind this change, but the two biggest influences are probably:The abolition of the Default Retirement Age (DRA)The introduction of Pension 'Freedoms'The first of the above changes effectively gave older employees much more ...
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Three reasons why the Indian bull market can continue
Indian equities have officially re-entered a bull market, with the benchmark index climbing to a 11-month high. But this is just the start, argues Neptune head of Indian Equities Kunal Desai.Read more:Important informationInvestment risksNeptune funds may have a high historic volatility rating and past performance is not a guide for ...
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Five ways to invest in the connected world
Smart utility metering; fitness trackers; connected cars; smart factories; precision agriculture: the internet of things encompasses myriad applications. But how do you gain exposure – and profit – from this growing trend, asks Neptune fund manager & CTO Ali Unwin.Read more:Important informationInvestment risksNeptune funds may have a high historic volatility ...
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Frexit & contagion risk in Europe
Many commentators have suggested that the UK’s exit from the European Union will trigger a domino effect, leading to its eventual break-up. Neptune’s Rob Burnett discusses the likelihood of this happening.Read more:Important informationInvestment risksNeptune funds may have a high historic volatility rating and past performance is not a guide for ...
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Should you offer health screening as an employee benefit?
Health screening is an assessment of your employees’ health and wellness, usually measures things such as blood pressure, blood sugar, cholesterol and lifestyle habits (such as diet, smoking/drinking habits and so on), and gives your team an overview of their health.Health screenings can take place at your workplace, or at ...