All articles by Employee Benefits – Page 118
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Supplier article
Engaging employees in the digital age
Technological advances have, of course, changed the way all of us work and have the potential to make offices more productive and efficient places to be. But with new innovation have come a whole new set of problems, not least how to engage a workforce which is now fully connected ...
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Engaging a workforce – employees should be your greatest investment
Gone are the days when workers went into a job at 16 and stayed until they picked up their retirement carriage clock. The issue of employee engagement is one that employers ignore at their peril. Today’s workers often view themselves as free agents and the rise of platforms such LinkedIn, ...
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The future of active management is now
Fees under pressure. Regulatory moves against closet indexers. Rapid advances in financial technology. Shifting sentiment among investors. Such mounting challenges have led to widespread speculation about active management's shrinking future. But a closer look inside intelligent portfolio construction today tells a story of expanding roles, added value, and innovative risk-adjusted, ...
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What the huge rebound in sterling means for the UK's inflation outlook
The world’s strongest currency in November was not the US dollar, despite the greenback rallying 3.5% against the euro, 8.7% against the Japanese yen and over 8.6% versus the Mexican peso and the Turkish lira up to yesterday’s close.The strongest currency last month was sterling, which had strengthened 2.2% versus ...
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Canada Life annual IHT survey results
75% of wealthy unaware of new residence nil rate band IHT allowanceJust 4% were aware the new allowance will be up to £175,000 per individualLack of awareness of IHT rules means families risk paying a bigger bill than they need83% think the current inheritance tax rules are far too complexA ...
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Implications of the Italian referendum
Capital Market Notes, December 2016David Lafferty, Chief Market Strategist at Natixis Global Asset Management, discusses the outcome of the Italian Referendum.Read the full article here
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First-time home buyers, the Lifetime ISA and pension pots
The new Lifetime ISA (LISA) is due to be available from April 2017 for individuals under age 40. Contributions will be topped-up by the government by 25% with an annual savings limit of £4,000. It can be used for buying a first home (up to a value of £450,000) at ...
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Reward and recognition – how to love your staff
Harnessing the power of employee recognition is a positive force in employee engagement. Do it right, and you’ll retain your best workers, create good memories, bring your team closer together, and give some life back into the work place. A positive buzz is hard to maintain when real life intervenes, ...
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An alternative to salary sacrifice
Michelle Howles, director, Affinity Leasing discusses what the salary sacrifice changes will mean for employers and HR professionalsIn the Autumn Statement, the Chancellor of the Exchequer announced new salary sacrifice schemes and benefits in kind schemes will, from April 2017, pay the same taxes as everyone else. Some salary sacrifice ...
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It is still important to reward staff even though the minimum wage has risen
Total pay, including bonuses, increased by 2.3% in Great Britain between July-September 2015 and July-September 2016, according to the Office for National Statistics (ONS). However, the cost of living also increased, so savings per head have been negligible among lower earners. This is why it’s important for employers to maintain ...
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Looking at the bigger picture of workplace wellbeing
In the final week of our Workplace Wellbeing month, we look at the bigger picture of total wellbeing.Our recent Working Well survey shows that employers are increasingly seeing the importance of other areas of wellbeing – including fostering strong social ties and community involvement – to their employees living healthy ...
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The Autumn Statement 2016
The Chancellor yesterday delivered the Autumn Statement 2016.Salary sacrifice scrapped – with a few exceptionsThe tax and employer National Insurance advantages of salary sacrifice schemes will be removed from April 2017, except for arrangements relating to pensions (including advice), childcare, Cycle to Work and ultralow emission cars. Arrangements in place ...
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Keeping employees financially fit
According to Xerox’s recent Working Well survey, two-thirds of employers see lowered productivity as a direct impact of poor financial wellbeing.There’s a lot of work to be done to ensure employees are financially fit today and retirement ready in the future. Many employers know how important financial wellbeing is, but ...
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Why the next Fed rate move might be down, not up, and how that’s not remotely priced in
Over the last seven years you have probably read countless articles and had endless discussions about when the Federal Reserve (Fed) is next going to hike.The chart below shows the Fed Funds rate implied by the market at the beginning of each year since 2010. The Fed did finally edge ...
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A mindful approach to emotional health
Continuing Workplace Wellbeing month, Xerox HR Services are turning focus to the emotional side of wellbeing —a top priority amongst employers who took part in the Working Well survey, second only to the more traditional element of physical wellbeing.The range of wellbeing options now offered demonstrates a strong understanding by ...
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It is time to wake up to workplace wellbeing
Eighty-three per cent of global organisations aspire to have a strong culture of wellbeing. So this month, Xerox HR Services is focusing on ways to help improve employees’ total wellbeing. And better outcomes for employees means better outcomes for employers.Read about the latest trends in the Global Wellbeing Survey reportXerox ...
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Taking a wider view with pension transfers
Recently I had an interesting discussion with pension lawyers and professional financial Advisers about the requirements to provide advice on pension transfers, particularly around defined benefit (DB) schemes; a target area for scammers and one that carries risk due to the valuable benefits in these schemes.The first question discussed was; ...
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Supporting employees with retirement planning
It’s unsurprising that employees like the freedom and choice in pensions – but that doesn’t necessarily mean they understand the implications of these new found freedoms. Whether paying too much tax, or falling for a scam, employers and trustees are realising they need to provide support.It’s important for companies to ...
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The return of inflation
Alex Ralph, manager of the Artemis High Income Fund, sees further pressure on government bonds as inflationary pressures build on both sides of the Atlantic.
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Diversified cashflows are key
Dividends are under pressure in some areas: but reliable yields can still be found. So says Adrian Frost, manager of the Artemis Income Fund, in conversation with Lawrence Gosling.