All Pensions articles – Page 100
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Case StudiesNationwide uses communications to increase staff pension contributions
The Nationwide group personal pension (GPP), established in 2007, has over 11,000 members. From September 2015, the building society raised its standard contribution rate to the pension scheme from 9% to 13% and has also undertaken to match employees’ additional contributions up to 3%. The minimum employee contribution rate remains ...
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Supplier article
The unintended consequences of the pension freedoms
As an employer, you could be forgiven for not being overly interested in what your staff are doing outside of your workplace pension scheme. However, some HR managers are discovering that when their staff take benefits outside of their scheme there are some significant unintended consequences and by then it’s ...
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ArticleFairline Boats fails to pay pension contributions
Luxury boat-building organisation, Fairline Boats, has failed to pay employees' pension contributions for three months.Its 468 members of staff have not received pension contributions from the organisation since the beginning of October 2015, although the money has been deducted from workers' pay packets.Mick Orpin, regional officer at Unite the Union, ...
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Article11% believe staff save enough for retirement
Just over one in 10 (11%) respondents believe their employees are saving enough for retirement, according to research by Wealth at Work.Its study, which surveyed 94 employers, also found that 40% of respondents do not offer their workforce financial education around the options available to them under the pension freedoms, ...
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Global equities: Resolution for a new year?
After a volatile 2015, Peter Saacke considers the prospects for a (smooth) recovery in 2016.
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European equities: good going – up and down
Paul Casson, the manager of the Artemis Pan-European Absolute Return Fund, expects to benefit from a (patchy) recovery in Europe and more profit warnings in 2016.
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Artemis US Smaller Companies: Economy supportive – of the strong
In 2016, Cormac Weldon expects the economy in the US to favour selected smaller companies in housing, airlines and technology.
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Artemis’ Mark Tyndall looks at the crystal ball
Most investors are better off than they were 12 months ago despite the summer’s volatility. Will next year bring the (delayed) global slowdown? Artemis’ senior partner weighs up the factors.
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Supplier article
Artemis’ Simon Edelsten: Running with the best
The fastest growers in the Artemis Global Select Fund this year were also the largest companies, Amazon and Nike. Simon is looking to buy more like them in 2016.
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Article66% expect to work past 65
Two-thirds (66%) of employees expect to have to work over the age of 65, according to a study by Portus Consulting.Its research, which is based on 1,080 responses from employees and 43 from recruitment consultants, also found that just over one in ten (11%) of employee respondents anticipate they will ...
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ArticleEXCLUSIVE RESEARCH: 26% do not provide any pensions support to staff
Just over a quarter (26%) of respondents do not provide employees with any information, advice or guidance about pensions, according to research by The National Skills Academy for Financial Services (NSAFS) in partnership with Axa Investment Managers (Axa IM).However, the survey of 100 employers also found that 73% of respondents ...
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Supplier article
Autumn Statement 2015: what you need to know
The Autumn Statement was a late addition to the main announcement scheduled for 25 November; the outcome of the latest five year spending review covering £4,000bn of government expenditure. Although the planned reforms received little attention when announced back in July, they represented just over half of the £9.075bn additional ...
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Supplier article
Auto-enrolment: do you have it covered?
It’s essential that your business complies with auto-enrolment, so we’ve created some steps that you can follow to help you ensure that everything is covered.Make sure you know when your staging date is for auto-enrolment. If you are an SME with under 30 members of staff, then it is likely ...
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Supplier article
Autumn Budget Statement – a few things caught our eye
As predicted, there was not too much of note for the world of Employee Benefits in the Autumn Statement on 25 November (which is something of a relief!) – but one point did catch our eye. The Chancellor said: “Over 5 million people have already been auto-enrolled into a pension ...
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ArticleEXCLUSIVE RESEARCH: 56% use tools and modellers for financial education
Employee Benefits is hosting a live webinar, Employee Benefits Wired: the changing pensions landscape, at 1pm tomorrow (Tuesday 1 December). Tune in to EB TV to watch the 30-minute panel discussion live. Send your questions to the expert panel by tweeting #EBWired.EXCLUSIVE RESEARCH: Tools and modellers (56%), along with face-to-face ...
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ArticleDo not miss Employee Benefits Wired: the changing pensions landscape
Employee Benefits Wired: the changing pensions landscape, presented in association with Close Brothers Asset Management, will be broadcast live at 1pm on Tuesday 1 December. The debate can be viewed for free on EB TV.The live panel discussion will provide insight on the key factors impacting workplace pensions, from pensions ...
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ArticleThe Autumn Statement’s impact on employee benefits
On 25 November, chancellor George Osborne delivered the 2015 Autumn Statement and Spending Review. Below is a summary of all the key announcements impacting employee benefits:Osborne announced that the next two phases of minimum pension contribution rate increases under auto-enrolment will be pushed back to coincide with the tax year.The ...
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Article60% of housing associations offer defined contribution pensions
Almost two-thirds (60%) of housing association respondents offer staff a defined contribution (DC) pension scheme, according to research by EMA Business and Management Consultancy.Its 2015 Total rewards survey, which is based on responses from 94 UK housing associations, found that the average contribution rates for DC schemes was 7% for ...
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ArticleGovernment to maintain pension triple lock
Autumn Statement 2015: Chancellor George Osborne has confirmed that the government will keep the triple lock, with the basic state pension rising to £119.30 a week from April 2016.The single-tier pension rate has been set at £155.65 a week. This will be available to those reaching pensionable age from April ...
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ArticleGovernment to remove barriers to secondary annuities market
Autumn Statement 2015: The government has confirmed that it is to remove the barriers to creating a secondary annuities market to enable individuals to sell on their existing annuity income stream.Further details on the move, which was announced in the Autumn Statement 2015, will be set out in the government’s ...