All Pensions articles – Page 102
-
Article21% plan to release pension cash while still in work
Almost a quarter (21%) of respondents plan to release cash from their pension funds over and above their tax-free lump sum while they are still working, according to research by Portus Consulting.Its survey of 1,080 UK employees also found that 24% of over-55s plan to take cash out of their ...
-
ArticleLufthansa staff strike over pensions
Employees of German airline Lufthansa are striking today (9 November) in a dispute over changes to pay and pension provision.The Executive Boards of the Lufthansa Group and Lufthansa German Airlines will also decide today on the ramifications of the present strike action by cabin crew staff that are members of ...
-
ArticleAuto-enrolment increases pensions duty of care for 68%
More than two thirds (68%) of respondents feel a greater duty of care to support employees with their workplace pension following the introduction of auto-enrolment, according to research by Aegon UK.Its survey of 508 UK employers also found that 95% of respondents encounter difficulties that prevent them from delivering ...
-
Supplier article
National Stress Awareness Day: Employee wellbeing is a worthwhile investment in your business
This week, on 4th November, is it National Stress Awareness Day 2015 and this year the theme is “Employee Wellbeing as a Worthwhile Investment in Your Business”. We couldn’t agree more!What’s the issue? Most employers now recognise the importance of looking after their employees’ wellbeing, and they understand that it ...
-
Supplier article
Pensions: Reading the tea leaves…
Last week it was widely reported that The Chancellor, George Osborne, has signalled that there will be no announcements from him in response to the “Strengthening the Incentive to Save” consultation until the 2016 Spring Budget statement.This continued uncertainty has left commentators sifting through the tea-leaves in an effort to ...
-
Supplier article
Neptune Global Income: Is Japan the best dividend market in the world?
By George Boyd-Bowman, Fund Manager at NeptuneThe Neptune Global Income Fund seeks exposure to the very best – and often overlooked – income opportunities from across the world. Unconstrained by benchmarks, the fund currently has 24 per cent invested in Japan, differentiating the high conviction portfolio from many of its ...
-
Supplier article
Money worries stop employees taking sick leave
A quarter of respondents are working whilst ill due to financial concerns, according to a survey by National Accident Helpline. The research also found that 13% have been threatened with disciplinary measures as a result of taking sick leave.The investigation was conducted on 1,000 UK residents and revealed that 19% ...
-
AnalysisHow to avoid the pitfalls of pensions auto-re-enrolment
If you read nothing else, read this… Employers must auto re-enrol their eligible staff in a six-month window around the anniversary of their original staging date. The government has introduced some exclusions to avoid duplication of effort regarding staff who have stepped away from the pension scheme within the last ...
-
Article
£4.7bn is withdrawn under pension freedoms
Approximately £4.7 billion has been withdrawn under the pension freedoms since they were introduced in April 2015, according to research by the Association of British Insurers (ABI).The data indicates that £2.85 billion was invested in income drawdown products during the period, with an average fund of almost £65,000.The figures also ...
-
Article
Pensions
The latest analysis, news, case studies and opinion in relation to pensions, with a focus on defined contribution pension schemes; pensions education, compliance with legislation such as the 2015 pension freedoms; auto re-enrolment; pension scheme governance; member engagement; and investment strategy.
-
ArticleOundle School completes pension buyout
Oundle School, Northamptonshire, has completed a £5 million bulk purchase annuity transaction with Canada Life and JLT Employee Benefits.The buyout deal, which covers around 150 members of the school’s pension and life assurance plan for non-teaching staff, was secured by JLT Employee Benefits, alongside a trivial commutation exercise.The transaction represents ...
-
ArticleHMRC receives reports of 251,000 flexible pension payments
Some 251,000 flexible payments from pensions were made in the six months since the pension freedoms were introduced in April 2015, according to statistics from HM Revenue and Customs (HMRC).Its Flexible payments from pensions: October 2015 statistical bulletin found that 121,000 flexible pension payments were made in the second quarter ...
-
ArticleGovernment consults on pension member-borne commission
The government has launched a consultation into the most effective means of regulating to prevent charges being imposed on members of workplace pension schemes used for automatic enrolment to recover the cost of commission paid to an adviser.This consultation follows the government’s announcement in March 2014 that it intended to ...
-
Article14 per cent of staff over 55 are targets of pension scams
More than one in ten (14%) respondents aged 55 and over have been targeted by pension fraudsters since the introduction of the pension freedoms in April 2015, according to research by employment benefits consultant Portus Consulting.Its survey of 1,088 workers over the age of 50, including 789 employees over the ...
-
Supplier article
Beyond Allocation: The changing role of advisers and their value to clients
Advisers need to assume three key roles
-
Supplier article
India rate cut – more to come?
Kunal Desai, Head of Indian Equities at Neptune Investment ManagementIndia’s stockmarket rallied this week following news that the central bank was cutting interest rates more aggressively than expected. Commenting on the rate cuts and what this means for India’s economic growth, Kunal Desai notes that there were two important details ...
-
Supplier article
How does the Fed’s decision impact UK interest rates?
Holly Cassell, Assistant Manager of the Neptune UK Opportunities FundThe decision of the Federal Reserve not to raise US interest rates at its September meeting was met with surprise by many, and has been blamed by some as the chief catalyst for the global market volatility that followed. How does ...
-
Supplier article
Don’t be fooled: The oil price has changed for a generation
Chris Taylor, Investment Director & Head of Research at NeptuneThe oil price has more than halved over the past 18 months. Many market participants assume this is a temporary phenomenon. We believe they are wrong. Our analysis of the changes taking place in the real world suggests the oil industry ...
-
Supplier article
ABERDEEN VIDEO Attractions of an unrestricted approach - Strategic Bond Funds
Strategic bonds funds have quickly become an important feature of many portfolios. Not all strategic bond funds are quite as 'strategic' as their title may suggest.Watch the video
-
Supplier article
Robin Geffen responds to market volatility
By Robin Geffen, Fund Manager & CEO This is a testing time for investors. Over the past year the market has been driven forward by strong fundamental trends underpinned by changes in the real world, but over the past month a more animalistic sentiment has sent shares plunging. As we ...