William Russell has increased the options available on its international private medical insurance (PMI) products.

From January 2013, members of its gold and silver plans will be able to claim back the cost of health checks and vaccinations of their choosing. Gold plan members will also be able to claim an annual optical check within their limit.

Maternity cover on the gold and silver plans has also been improved, with increased limits for newborn cover and childbirth necessitating an emergency procedure.

Premiums on all its PMI plans will increase in 2013, 7% on the bronze plan, 7.5% on the silver and 9% on the gold.

James Cooper, sales director at William Russell, said: “We are constantly looking at new ways to improve our product offering, and we are confident that members will appreciate these wide-ranging benefit enhancements.”