All Financial wellbeing articles – Page 119
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Article
Debbie Lovewell: Pensions reports highlight challenges
Several pensions reports published this week brought some frankly concerning issues firmly back into the spotlight.Firstly, Scottish Widows’ 2013 Women in Pensions report found that just 40% of women are adequately prepared for retirement, while more than a third (39%) have made no pension provision at all. In addition, the ...
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Article
Pensions could play role in cost of long-term care
Pension schemes could play a key part in meeting the costs of long-term care in retirement in the UK, according to a report by Squire Sanders.The law firm’s white paper, In sickness and in health: reforming pensions and social care, addressed the funding challenges represented by an ageing population.It recommended ...
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Article
Savers more confident, calm and optimistic
Almost half (47%) of respondents who take control and check their finances every month feel confident about their financial future, according to research by Standard Life, conducted by neuroscience research agency Mindlab and appraised by cognitive neuroscientist Dr Lynda Shaw.The Saving in mind report used both electroencephalography (EEG) techniques within ...
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Article
B&Q to launch financial education plan
EXCLUSIVE: B&Q is to launch a financial education programme for employees in November.The DIY retailer’s parent company, Kingfisher, will roll out the programme as a result of auto-enrolment, which has increased participation in its money purchase pension scheme to 17,000 employees, nearly 93% of the workforce.B&Q’s financial education programme, branded ...
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Article
Employers recognise flexible benefits can boost productivity
Financial and HR directors in UK organisations recognise that an appropriate mix of flexible benefits, which include flexible working arrangements, wellbeing initiatives and long-term financial protection, can boost productivity and wellbeing as well as retain employees, according to research by Unum, the financial protection insurance firm.The survey, which had 1,150 ...
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Article
Barclays launches new benefits website
Barclays Corporate and Employer Solutions (C&ES) has launched a website dedicated to its workplace savings and financial education product. Barclays Beyond Benefits, which was launched in September, brings together consultancy services, traditional employee benefits, share plans, pensions, financial education and banking services in a single online portal.The website includes:A financial ...
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Article
Aspire to Retire launches pre-retirement service
Aspire to Retire has launched a pre-retirement service that enables employers to provide employees with access to pre-retirement guidance and advice.Your path to a better retirement aims to educate pension scheme members on their retirement options and engage employees earlier in their approach to retirement.The service includes:A retirement pack containing ...
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Article
Jelf promotes Chris Ford and Alan Millward
Jelf Employee Benefits has promoted two directors.Chris Ford (pictured) has been promoted to director of group risk and individual protection. He was previously director of group risk.In his new role, Ford will also be responsible for individual protection services for both the corporate and individual markets.Alan Millward has been promoted ...
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Article
Jelf Employee Benefits acquires stake in Laterlife
Jelf Employee Benefits has acquired a controlling stake in Laterlife, to extend its offerings for employees approaching, at or going through retirement.Laterlife, which specialises in retirement planning workshops, offers a range of support in areas such as addressing retirement hopes and concerns, developing new interests and managing time.The partnership allows ...
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Article
71% will have to supplement retirement funds
Almost three-quarters (71%) of respondents believe they will need to supplement their income in retirement, according to research by financial services provider Partnership.Its research, which surveyed 2,000 people between the ages of 45 and 65, found that, while 33% of respondents aged between 50 and 65 had put aside savings ...
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Article
45-to-54 year olds need to rethink pension saving
Pension savers aged between 45 and 54 need to rethink plans for funding their retirement, according to research by investment services organisation BlackRock.Its Investor pulse survey, which questioned 2,000 Britons between the ages of 25 and 74, found that the 45-to-54 age group was the most financially squeezed, with nearly ...
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Article
Employers need to target different generations with financial education
According to the report Talking about my generation: exploring the benefits engagement challenge, published in September by Barclays Corporate and Employer Solutions (C&ES) and Dr Paul Redmond, director of employability and educational opportunities at Liverpool University, 53% of Baby Boomers prioritise saving for retirement, while 41% of Generation X are ...
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Article
Tim Wells: How can employers offer benefits to suit all generations?
Supporting numerous generations of employees in the workforce (primarily Traditionalists, Baby Boomers, Generation X and Generation Y) is currently a major challenge for HR professionals globally. One size does not fit all.This becomes particularly evident when offering benefits packages because each generation has different needs and priorities. Organisations looking to ...
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Article
Dr Paul Redmond: How can employers offer benefits to suit all generations?
For the first time in industrial history, five generations are rubbing shoulders with each another in the workplace. They share the same work cubicles, chat together over the same water coolers, and mingle with each other in training seminars and awaydays.But don’t let this apparent multi-generational melting pot fool you. ...
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Article
New pension savers will save less
The amount that the average employee is willing to contribute towards their retirement savings through a pension scheme has dropped by almost a quarter (24%) in the last year, according to research by Scottish Widows.The 2013 Scottish Widows Workplace pensions report, which surveyed more than 5,000 employees, found that, among ...
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Article
Withers launches financial education scheme
Exclusive: Withers has launched a monthly financial education scheme for its employees.The first With… your future in mind session was held on 5 September 2013, covering eligible employees’ Friends Life group personal pension (GPP) scheme.More than 100 of the law firm’s workers attended the session.The next presentation will cover the ...
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Article
Benefits do not suit multi-generations
The majority (85%) of respondents do not feel their current benefits package offers the flexibility required to suit their needs, according to research by Barclays Corporate and Employer Solutions (C&ES).The Talking about my generation: exploring the benefits engagement challenge report, which surveyed 1,200 UK employees, was commissioned by Barclays C&ES ...
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Article
Barclays launches workplace savings product
EXCLUSIVE: Barclays Corporate and Employer Solutions (C&ES) is to launch a workplace savings and financial education product that focuses on the needs of the different generations of employees.Barclays Beyond Benefits brings together consultancy services, traditional employee benefits, share plans, pensions, financial education and banking services in a single online portal.It ...
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Article
Retirement unlikely for 12% of global workers
Nearly one in eight (12%) of respondents think they will never be able to afford to retire fully, according to research by HSBC.The future of retirement report, which surveyed 16,000 people in 15 countries, found that this figure is higher in some countries.In the UK, 19% of respondents expected they ...
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Analysis
Quirky schemes to help employees save
If you read nothing else, read this…Employers are creating more innovative savings schemes for staff.Existing funds help employees to save for their first home, holidays and school fees.Successful take-up relies on a robust financial education programme.Life has never been more challenging for Generation Y. UK unemployment may have fallen by ...