All articles by Employee Benefits – Page 130
-
Supplier article
Top 10 tips for retirement planning
Employees who are approaching retirement and have a defined contribution (DC) pension now have a lot of decisions to make thanks to the pension changes.They have to decide whether they want an annuity, drawdown, to take a cash withdrawal or a combination of options; when they want to take their ...
-
Supplier article
Pension tax allowances breakfast seminar
The pension tax allowances are changing (again). Nobody wants to be stung with an unexpected tax bill or fine. But if you don’t know an employee’s total income, what can you do to help prevent it?Due to exceptional demand for this hot topic we have added an additional date to ...
-
Supplier article
UK Mid Cap: navigating market volatility
By Mark Martin, Head of UK Equities at Neptune Investment ManagementRecent UK GDP figures indicated that the economy is in good health, with a 0.5% rise in GDP in the final quarter of 2015. Whilst the GDP growth rate fell from 2.9% in 2014 to 2.2% in 2015 as a ...
-
Supplier article
Ducks in a row: how to create the vision for HR technology
HR technology, when applied well, has the potential to make a positive difference in the lives of employees and improve organisational results. Lori Block, an expert in Communication and Technology, looks at a global approach to defining an HR technology strategy for the future.There may be nothing more powerful and ...
-
Supplier article
Recruit, reward retain: Engage your employees
Employee engagement is identified as the level at which staff are involved and dedicated at work. This may be difficult to measure, however high achieving businesses appear to have high levels of engagement.This may seem basic, however it looks like many businesses are not doing as much as they could. ...
-
Supplier article
Why employees should be wary of robo advice
While the pension changes are good news, without financial education and advice employees are vulnerable, not just to the headline grabbing scams, but to paying unnecessary tax, using the wrong assets for income in retirement, and ultimately not making the right decisions.The Pensions and Lifetime Savings Association research of over-55s ...
-
Supplier article
Seeking quality in uncertain markets
By Ewan McAlpine, Senior Client Portfolio ManagerIn uncertain times, investors naturally seek safety. But in fixed income markets, what does that really mean? Ewan McAlpine outlines the approach RLAM’s Fixed Income Team will be adopting across its credit funds in response to potentially volatile markets this year.Click here for full ...
-
Supplier article
Love your employees
It’s February, the month of love, so we are urging you to love your employees.Good to great employerLoving your employees doesn’t just mean giving them a pay cheque. It means showing them that they are valued members of your team. Good employers provide recognition and reward strategies at work, as ...
-
Supplier article
Employees unable to make the most of Pension Freedom because of their employers
The vast majority of employers have not reviewed their pension offering in light of Pension Freedom; they struggle with how to manage the implications; and do not believe their employees understand the new flexibilities: reveals research from Jelf Employee Benefits.Pension Freedom, in force since April 2015, allows new permissions related ...
-
Supplier article
Xerox HR Services relaunches online benefits portal as Life Connect
Xerox HR Services has announced that its online benefits portal will now be known as ‘Life Connect’ (previously Compass), in order to align its platforms globally and offer an aligned proposition to its clients.John Deacon, head of Corporate Solutions, Xerox HR Services comments: “This change allows us to provide consistency ...
-
Supplier article
What will it take for India to become an absolute winner?
By Kunal Desai, Manager of Neptune India FundKunal Desai recently celebrated his third anniversary as manager of the Neptune India Fund. Kunal has built a strong track record of outperformance since he assumed responsibility for the Fund, delivering a return of 30.3 per cent compared to the MSCI India Index ...
-
Supplier article
Pensions Management Institute partners with WEALTH at work to tackle lack of financial education in the workplace
The Pensions Management Institute (PMI) has announced its new partnership with WEALTH at work, a leading provider of financial education in the workplace, supported by guidance and advice. As PMI’s new Expert Partner, WEALTH at work will provide expert commentary to help PMI members to understand the issues and trends ...
-
Supplier article
Why the market is overplaying China’s troubles
By James Dowey, Chief Economist and CIO, Neptune Investment ManagementThe current volatility in global markets has precisely the same cause as had the major bout of volatility last August. As the Chinese RMB is pegged to the US dollar, US monetary policy gets exported to China. This means that a ...
-
Supplier article
Five reasons for optimism in India
By Kunal Desai, Head of Indian Equities at Neptune Investment ManagementFollowing the MSCI India Index’s 26.4 per cent return in 2014, stemming from a 7.3 per cent rise in GDP, investors have recently become increasingly concerned about India’s future growth potential. What has happened to India’s reform agenda and are ...
-
Supplier article
A conscious impact
Employees need to understand when they need education and advice around their pension decisionsAs the pensions market stands, employees still don’t really understand their options around freedom and choice – which could mean that they make the wrong choices or end up with a huge tax bill. Many want to ...
-
Supplier article
Secure in the knowledge
Many employees struggle to understand various financial issues that may relate to them and often fail to understand the many benefits on offer in the workplace. I believe employers can help to improve an employees’ financial wellbeing by providing them with the knowledge needed to make informed financial decisions, so ...
-
Supplier article
WEALTH at work’s Pension Resolutions
2015 has seen significant changes to the pensions’ landscape, such as the introduction of complete flexibility on how to access their defined contribution (DC) pensions.WEALTH at work, a leading provider of financial education in the workplace, supported by guidance and advice, has created a list of ‘Pension Resolutions’ that all ...
-
Supplier article
Every silver lining has a cloud…
In recent weeks there has been much media coverage of possible pension announcements by The Chancellor in the forthcoming March Budget. Our followers will be aware that a review of the tax relief system for pension savings was announced in the July 2015 Budget statement, and the outcome of this ...
-
Supplier article
Only 9% of employers have reviewed Salary Sacrifice usage against new National Living Wage requirements
With the introduction of the National Living Wage less than three months away, a survey by Jelf Employee Benefits highlights that many employers need to take urgent action to ensure full compliance with this new law.The new requirement sets a higher minimum income level for employees aged over 25. This ...
-
Supplier article
What you need to know: pension re-enrolment
Since the introduction of auto-enrolment in 2012, it has been a popular topic in the press. Recently media focus has shifted towards small and micro employers; however attention is set to return to the UK’s largest businesses as they prepare for re-enrolment.This guide aims to provide essential information to help ...