Insurance provider Groupama has launched a new legal cover to target small-to medium-sized enterprises (SMEs).
The Optima Liability cover offers public and products liability up to £5million limit of indemnity, employers’ liability up to £10m of indemnity and legal defence costs in defending claims admitted under the policy.
Malcolm Smith, commercial lines director at Groupama, said: “In difficult times, smaller SMEs more than most will be feeling the pinch, so providing a product that ensures they have legal liability insurance without additional cover they may not need gives them more cost control.”