Engage Mutual has upgraded its employer-paid health cash plan product.

The provider has removed the excess payable on four of the six treatment areas: health screening, counselling, complementary therapies, and consultations.

It has also introduced the option of a higher premium level with an increased annual fund limit of £1,850.

David Castling, commercial sales manager at Engage Mutual, said: “We have received great feedback about [the plan’s] flexibility and levels of dental benefit, however some customers have raised concerns over the excess payable across each treatment area.

“Having considered this against the need to provide a commercial, sustainable product, we have removed the excess from all treatment areas, apart from dental and optical which have increased by £10 [to £50].”