All articles by Employee Benefits – Page 147
-
Supplier article
Another growing blip on the pensions radar…
So what is the automatic transfers project, why is it being introduced and what does it mean for employers?To understand the necessity of this issue, we need to consider how automatic enrolment (AE) has changed the dynamics of workplace pensions in the UK. Before 2012, it could be argued that ...
-
Supplier article
Identifying best-in-class UK stocks — Mark Martin, Neptune UK Opportunities Fund
brightcove.createExperiences();Investment RisksThis Fund may have a high volatility rating and forecasts/past performance are not a guide to future performance. The value of an investment and any income from it can fall as well as rise as a result of market ...
-
Supplier article
Three questions for employers…
The above should be of no surprise to anyone who has been following the childcare costs story of the last few years. Given that this is a subject that affects millions of working families, expect to see this topic appearing in the 2015 manifestos of the major political parties soon.However, ...
-
Supplier article
Pension freedoms: stop the scams
With so many potential scams just over the horizon, it’s going to be important that employers alert their employees to the potential dangers of such scams, and how best to avoid them.It’s also likely that employers will be well placed to spot new scams and scammers that may be targeting ...
-
-
Supplier article
Taking better care of your clients
How can you convince people to keep coming back to you for advice? Making sure they realise the extra value you can offer is key, so it makes sense to look closely at the added-value services on offer in the protection market.Most providers include something extra in their plans — ...
-
Supplier article
Feeling flat as a pancake about the changes to pensions legislation?
Deciding the extent of flexibility to offer within your scheme requires precise engagement with members to ensure the options available are clear, chosen with due care and limit the member’s exposure to any unintended consequences. So how can trustees sensibly approach April 2015 to provide flexibility that members will understand ...
-
Supplier article
Strong dollar can be a powerful driver of UK dividend growth in 2015
LinksClick here to read the full article
-
Supplier article
Defensive lines for pension savings
New pension freedoms safeguardsIn late January, the Financial Conduct Authority (FCA) proposed some new safeguards to help savers avoid making poor (or potentially disastrous) decisions under the new pension freedoms that come fully into force on 6 April 2015. The new freedoms will effectively allow savers aged over 55 to ...
-
Supplier article
Auto-enrolment — don’t leave it too late…
At the end of 2014, The Pensions Regulator (TPR) reported that it had issued 1,139 warning notices to UK businesses and, of those, 169 firms received fines for AE non-compliance. This announcement was a clear message to all that failure to comply would result in action and, potentially, a penalty ...
-
Supplier article
Show your business some love
Business owners recognise the need for protecting their business premises, stock and so on as part of their business continuity plans, but often overlook the potentially devastating impact to their business of losing an employee that they rely on financially. This individual could be you.Who might be key to your ...
-
Supplier article
Businesses must audit auto-enrolment schemes to ensure compliance
The fines come despite warnings from TPR of the consequences for those businesses that do not adhere to the new auto-enrolment legislation.Recent figures have revealed a doubling in the number of breaches uncovered by TPR non-compliance investigations since the start of the year, and as more employers reach their auto-enrolment ...
-
Supplier article
Johnson Fleming announces details of its next webinar
Auto-enrolment provided UK businesses with an array of challenges in 2014, and with the Pensions Regulator starting to bare its teeth as the first fines were issued, businesses were put under more pressure to ensure their scheme remained compliant.Johnson Fleming’s webinars were there to lend a helping hand. The company ...
-
Supplier article
Are the new pension freedoms an administration disaster?
By Girish MenezesThe second line of defence legislation was great news to all of us who care about retirement savings being invested and spent wisely. However, for pension administrators, the timing cannot be worse.With barely two months to go before the introduction of the new pension ‘Freedom and Choice’ flexibilities, ...
-
Supplier article
Pension Wise — but just how pension wise will the advisers be?
By David PiltzTo assist members to understand their options, from April 2015 when the new pensions flexibilities are applied to defined-contribution arrangements, the government is implementing a free and impartial guidance guarantee service. The government has just announced that the ‘go to market’ name for the guidance guarantee is ‘Pension ...
-
Supplier article
Error in current Pension Schemes Bill
By David PiltzMore haste, less speedDefined-contribution (DC) pension schemes calculate transfer values at the date of disinvestment. There is good reason for this. A member in a DC pension scheme has a pot, made up of any contributions paid into it by or on behalf of the member and the ...
-
Supplier article
In Focus — February 2015
Click on the link below to download the articleLinksIn Focus — February 2015
-
Supplier article
Anaesthetist fees: ignorance is not bliss
Within the private healthcare sector, the same principle applies when professional healthcare services are provided to patients. This is not normally a problem because a patient will meet with their consultant during the consultation and diagnostic phase, allowing plenty of time to discuss any proposed treatment and the relevant costs ...