All articles by Employee Benefits – Page 146
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The Budget 2015: a brief overview
Changes on the pensions horizon…Changes to the pension rules have previously been announced and are set to alter the way we take an income at retirement. From 2016–17, it is proposed that access to the new flexibility will be extended to annuitants by allowing them to sell their annuities. The ...
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Top 10 most read stories this week
The most read stories on employeebenefits.co.uk from 19-26 March 2015: 1. Key Budget changes to employee benefits 2. Meet the Employee Benefits Awards 2015 judges 3. Mills and Reeve to launch new benefits portal 4. Events manager job pays most lucrative salary5. CBT offered to staff referred to Fit for ...
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New research shows the value of a second medical opinion
Sixty-three per cent* of people recently surveyed for Royal London by YouGov (2,093 UK adults) said they would like a second medical opinion if it was offered after an initial diagnosis. The survey also highlighted that 85 per cent* of people would prefer their second opinion to be face to ...
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Investment ideas to power returns
We believe the most exciting stockmarket opportunities today are in those places where a new generation of leaders are successfully transforming economies and companies in favour of investors.In a new investment guide and website, which is suitable for use with your clients, we set out our views on these reformers.Click ...
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A guide to the Budget 2015
Click on the link below to download the guideLinksA guide to the Budget 2015
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Pension freedom: wish you were here?
There also lies rocky outcrops, icebergs, pirates, hurricanes and sunken wrecks, where individuals can miss opportunities, pay more tax than they need to, run out of money and see their dreams of a happy retirement sink into the murky depths.You will no doubt be familiar with new pension freedom changes ...
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Pensions pocket picked again
In this life, one thing countsIn the bank, large amountsI’m afraid these don’t grow on trees,You’ve got to pick-a-pocket or twoYou’ve got to pick-a-pocket or two, boys,You’ve got to pick-a-pocket or two.Sung by Fagin in the musical Oliver.“I have got to pick a pocket or two, boys” might be just ...
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Top 10 most read stories this week
The most read stories on employeebenefits.co.uk from 12-19 March 2015. 1. Government to extend pension freedoms 2. NHS staff to receive 1% pay rise 3. Employers will have to reveal gender pay gap 4. Naked rebrand boosts bosses’ wellbeing 5. E.On boosts staff engagement via recognition 6. How to breathe ...
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Solvency II blog — Health Shield
There are three main pillars of Solvency 2:Pillar 1 consists of the quantitative requirements (such as the amount of capital an insurer should hold).Pillar 2 sets out requirements for the governance and risk management of insurers, in particular the Own Risk and Solvency Assessment (ORSA) process.Pillar 3 focuses on the ...
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Expand your benefits and your business with technology
Global mobility of employees is on the rise too, with nearly 57 million expats predicted by 20172. This presents multiple challenges to delivering a successful employee benefits strategy.We understand this pace of change and believe that benefits platform technology can help to meet the growing demands of the employees of ...
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What price (more) freedoms?
Reports indicate that the chancellor intends to allow pensioners (money purchase schemes only) the option of cashing in their pension annuity income in exchange for a lump sum from April 2016. This will be achieved by removing any additional tax charges on that transaction, and instead only taxing the payment ...
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Top 10 most read stories this week
The most read stories on employeebenefits.co.uk from 5-12 March 2015: 1. Employee Benefits Connect 2015 speaker slides 2. DWP begins Fit for Work national roll-out 3. Key questions employers need to ask ahead of April’s pension changes 4. Wolseley UK to introduce mobile technology for flex 5. Canine cottage critic ...
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Why prevention is better than cure
Disengaged employees and poor health is costing the UK economy around £6bn; this is certainly a figure that cannot be ignored. Research from a recent study of 5,000 workers in the UK suggests that half of people admitted to not working to their full potential, citing low morale or stress ...
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Five check-points to becoming ‘pension freedom’ ready
So what’s happening in less than one month, Easter? End of the tax year? New holiday entitlement? All that, yes, but the introduction of pension freedoms also becomes a reality. Here are five areas employers and trustees should be focusing on in the next four weeks:1. Engagement StrategyEmployers and trustees ...
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#EBAsks answers key healthcare benefits questions
The inaugural Employee Benefits Twitter takeover took place on 10 March in partnership with Johnson Fleming.A number of questions were asked and answered on Maximising the value of your protection, health and wellbeing benefits Winter School tutorial video by Angela Jones, senior consultant at Johnson Fleming.The event took place between ...
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Employee Benefits Connect 2015 speaker slides
Where speakers have given approval, we have uploaded the slides for sessions at Employee Benefits Connect 2015.We would like to say a huge thank you to all our speakers for their inspiration, ideas and input in to Employee Benefits Connect 2015. K1 - The future of pensions - what’s next ...
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(Another) downhill stroll — retirement planning
As we recently covered in our article ‘A downhill stroll’, the decision to retire has changed for older workers, with many now considering some form of continued employment after state pension age has been reached. Today’s findings (based on a survey of more than 2,200 working adults) support the theory ...