All Supplier article articles – Page 172
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Supplier article
Pension Wise — now taking calls…
You may also recall that he promised that every saver would have access to free and impartial guidance to help people understand the significant range of choice now available to them. This second promise has arguably proved more problematic for the government to deliver than the first, and it is ...
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Supplier article
The impact on state benefits…
The following is a direct extract from the paper:“Deprivation rule; if you spend, transfer or give away any money that you take from your pension pot, DWP will consider whether you have deliberately deprived yourself of that money in order to secure (or increase) your entitlement to benefits. If it ...
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Supplier article
Health Shield announces record annual results in 2014
Premium income rose to more than £29m, the highest level in the company’s 138-year history. Health Shield also saw its highest annual increase in the recruitment of new members, rising to 70,370. The friendly society now covers 205,718 members and their families.Health Shield key results:Seven per cent rise in earned ...
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Supplier article
Auto-enrolment: pay attention or pay the price
To date, we have seen circa 43,000 of the UK’s biggest employers progress through staging and, despite them having both HR and payroll resources, many have struggled, with around 40 per cent already reviewing what they have put in place. Now it’s time for the smaller employer and with companies ...
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Supplier article
The Budget 2015: a brief overview
Changes on the pensions horizon…Changes to the pension rules have previously been announced and are set to alter the way we take an income at retirement. From 2016–17, it is proposed that access to the new flexibility will be extended to annuitants by allowing them to sell their annuities. The ...
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Supplier articleTop 10 most read stories this week
The most read stories on employeebenefits.co.uk from 19-26 March 2015: 1. Key Budget changes to employee benefits 2. Meet the Employee Benefits Awards 2015 judges 3. Mills and Reeve to launch new benefits portal 4. Events manager job pays most lucrative salary5. CBT offered to staff referred to Fit for ...
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Supplier article
New research shows the value of a second medical opinion
Sixty-three per cent* of people recently surveyed for Royal London by YouGov (2,093 UK adults) said they would like a second medical opinion if it was offered after an initial diagnosis. The survey also highlighted that 85 per cent* of people would prefer their second opinion to be face to ...
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Supplier article
Investment ideas to power returns
We believe the most exciting stockmarket opportunities today are in those places where a new generation of leaders are successfully transforming economies and companies in favour of investors.In a new investment guide and website, which is suitable for use with your clients, we set out our views on these reformers.Click ...
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Supplier article
A guide to the Budget 2015
Click on the link below to download the guideLinksA guide to the Budget 2015
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Supplier article
Pension freedom: wish you were here?
There also lies rocky outcrops, icebergs, pirates, hurricanes and sunken wrecks, where individuals can miss opportunities, pay more tax than they need to, run out of money and see their dreams of a happy retirement sink into the murky depths.You will no doubt be familiar with new pension freedom changes ...
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Supplier article
Pensions pocket picked again
In this life, one thing countsIn the bank, large amountsI’m afraid these don’t grow on trees,You’ve got to pick-a-pocket or twoYou’ve got to pick-a-pocket or two, boys,You’ve got to pick-a-pocket or two.Sung by Fagin in the musical Oliver.“I have got to pick a pocket or two, boys” might be just ...
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Supplier articleTop 10 most read stories this week
The most read stories on employeebenefits.co.uk from 12-19 March 2015. 1. Government to extend pension freedoms 2. NHS staff to receive 1% pay rise 3. Employers will have to reveal gender pay gap 4. Naked rebrand boosts bosses’ wellbeing 5. E.On boosts staff engagement via recognition 6. How to breathe ...
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Supplier article
Solvency II blog — Health Shield
There are three main pillars of Solvency 2:Pillar 1 consists of the quantitative requirements (such as the amount of capital an insurer should hold).Pillar 2 sets out requirements for the governance and risk management of insurers, in particular the Own Risk and Solvency Assessment (ORSA) process.Pillar 3 focuses on the ...
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Supplier article
Expand your benefits and your business with technology
Global mobility of employees is on the rise too, with nearly 57 million expats predicted by 20172. This presents multiple challenges to delivering a successful employee benefits strategy.We understand this pace of change and believe that benefits platform technology can help to meet the growing demands of the employees of ...
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Supplier article
What price (more) freedoms?
Reports indicate that the chancellor intends to allow pensioners (money purchase schemes only) the option of cashing in their pension annuity income in exchange for a lump sum from April 2016. This will be achieved by removing any additional tax charges on that transaction, and instead only taxing the payment ...
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Supplier articleTop 10 most read stories this week
The most read stories on employeebenefits.co.uk from 5-12 March 2015: 1. Employee Benefits Connect 2015 speaker slides 2. DWP begins Fit for Work national roll-out 3. Key questions employers need to ask ahead of April’s pension changes 4. Wolseley UK to introduce mobile technology for flex 5. Canine cottage critic ...
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Supplier article
Why prevention is better than cure
Disengaged employees and poor health is costing the UK economy around £6bn; this is certainly a figure that cannot be ignored. Research from a recent study of 5,000 workers in the UK suggests that half of people admitted to not working to their full potential, citing low morale or stress ...