All Healthcare and wellbeing articles – Page 252
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Article
Allianz Worldwide Care launches international PMI product
Allianz Worldwide Care has launched an international private medical insurance (PMI) scheme, which is designed for UK-based employees and expatriates.The product called, Signature, is divided into two core plans: Signature Prime and Signature Plus. These cover a range of in-patient and day-care treatments.There are also a number of optional add-ons ...
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Article
Medicash adds EAP to health cash plan product
Medicash has added an employee assistance programme (EAP) to its health cash plan offering.The EAP service includes a support helpline and an intervention for stress programme.It also includes:Access to emotional support 24 hours a day, 365 days a year.Access to local face-to-face counselling.Post-trauma critical incident support.Enhanced debt management service.Career coaching.An ...
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Article
Northumbrian Water awarded for tackling sickness absence
Northumbrian Water has won Business in the Community’s (BITC) Workwell award for its programmes to address sickness absence among its 3,000 employees.The programmes include RehabWorks, which was introduced in April 2008 to address sickness absence due to musculoskeletal disorders, and NWLSupport, which was introduced in April 2010 to address sickness ...
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Case Studies
ICAP conducts review of sickness absence
Interdealer money broker ICAP conducted a major review of its sickness absence strategy three years ago, involving an analysis of its absence data with Bluefin Corporate Consulting. The review led to the introduction of an occupational health scheme.The firm, which has 1,600 UK staff, aimed to target absence related to ...
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Analysis
Top tips for managing sickness absence
If you read nothing else, read this…Line managers should be trained in how to manage sickness absence.Employers should track absence data and have clear policies and procedures in place to deal with it.Non-medical absences should be included in absence policies.Case study: Intervention is on the money for ICAPInterdealer money broker ...
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Article
Healthcare research 2012: Sickness absence
Reactive perks such as employee assistance programmes and private medical insurance have risen in importance as ways to help reduce sickness absence, says Debbie LovewellBenefits designed to help employers manage employees’ mental and physical wellbeing top the list of methods to reduce sickness absence levels. This year, respondents cite employee ...
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Article
18% of respondents receive a dental plan through their employer
Only 18% of respondents are offered access to a dental plan through their employer, according to research by Cigna UK.The study, carried out in conjunction with YouGov, found that almost a third of those who are not offered dental †benefits through their employer would like to be.The research coincides with ...
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Article
Aviva introduces new option for corporate PMI schemes
Aviva UK Health has introduced a new healthcare trust option on its optimum private medical insurance (PMI) healthcare cover, called Corporate Excess.Employers choosing the new option will have a corporate excess of about 80% of the predicted claims set on the policy, from which employee claims are paid.The advantage of ...
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Analysis
Building a PMI plan for expatriates that complements state provision
If you read nothing else, read this… Making use of state healthcare and local provision where possible for expatriate staff can help to reduce the cost of providing international medical insurance, but it can add complexity. Depending on where staff travel and the duration of their time abroad, another option ...
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Case Studies
Alexander Mann challenged advisers for top results
Alexander Mann Solutions took a more commercial approach to its last review of its employee benefits package, which included scenario modelling and much tougher negotiations with its adviser, Thomsons Online Benefits, to achieve a cost-effective result.This was prompted by the revelation of an eye-watering private medical insurance (PMI) premium for ...
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Article
Buyer's guide to private medical insurance 2012
Focus on factsWhat is PMI?Private medical insurance (PMI) pays for the costs of private medical treatment, enabling claimants to jump the NHS queue and arrange treatment at a convenient time.What are the origins of PMI?The first PMI policy was launched by Crusader Insurance (now part of Cigna) in 1907. Prior ...
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Article
Jelf launches online health and wellbeing service
Jelf Employee Benefits has partnered Health Assured to launch a health and wellbeing service that includes an interactive online assessment, employee assistance programme and absence management system.The service, Jelf Protect, provides support if staff or their family members are diagnosed with a serious health condition, a long-term disability or are ...
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Article
Expacare introduces international PMI for small employers
Expacare has launched an international private medical insurance (PMI) product for small employers.The scheme, called Choices, is designed for organisations with between five and 29 employees.It is a fixed, core plan to which additional optional benefits can be added, allowing employees to tailor the plan to their needs.The core plan ...
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Article
Kent County Council closes PMI scheme for senior staff
EXCLUSIVE: Kent County Council is to withdraw its private medical insurance (PMI) scheme for senior staff in April to save costs.The PMI scheme, provided by Simplyhealth, is available to about 1% of the council’s 40,000 staff.The change is part of a more practical approach to health and wellbeing by the ...
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Article
ICAP cuts costs with review of sickness absence strategy
EXCLUSIVE: Interdealer money broker ICAP has cut its total cost of absence by one-third and reduced its group income protection premiums over the past three years after a major review of its sickness absence strategy.Since the review, which began in 2009, the firm has reduced the number of days’ absence ...
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Analysis
Health cash plans: Using cash plans to reduce PMI costs
If you read nothing else, read this…Employers are looking to combat the rising cost of private medical insurance (PMI) by introducing an excess. An excess of £100 can secure a premium saving of 7% to 10%.A common trend is to plug the PMI excess gap for employees by introducing a ...
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Analysis
Health cash plans: What are the key elements of a health cash plan?
If you read nothing else, read this… A health cash plan reimburses members for the full or partial cost of health services such as dental, optical, physiotherapy and employee assistance programmes. In the past, cash plans were paid for by the employee, but there is a growing trend for employers ...
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Analysis
Health cash plans: How to select the right plan for staff
If you read nothing else, read this… Health screenings, online risk assessments and medical questionnaires are first-step options to determine employees’ health profiles before introducing a health cash plan. Including relevant and valued health benefits in the cash plan will boost staff engagement and ensure a higher return on investment. ...
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Case Studies
Case study: Cash plan eases PMI excesses at Gallagher Heath
Gallagher Heath uses a health cash plan to cover some of the excess from its private medical insurance (PMI) scheme.Only 340 senior employees at the insurance broker and risk management firm are members of its employer-paid PMI scheme, provided by WPA via a healthcare trust. But since October 2008, all ...
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Opinion
Health cash plans: Sponsor's comment: Cash plans can bridge the gap
This article was supplied by HSF Health PlanHealth cash plans offer a flexible and cost-effective alternative to private medical insurance, says Lee Andre, marketing manager at HSF Health PlanThe popular desire for private medical insurance (PMI) can hardly be underestimated. Of course, most employees would, if they could, opt into ...