All articles by Edmund Tirbutt – Page 2

  • Article

    Offering high earners better life assurance scheme

    2009-07-01T13:56:09Z

    Employers may be able to offer high earners a more favourable life assurance scheme, says Edmund TirbuttChanges introduced under pensions simplification legislation in April 2006 improved the options available for group life assurance/death-in-service benefits, but many employers have not yet taken advantage.Most still restrict life cover benefits to the traditional ...

  • Analysis

    Make sure there are no gaps in group risk cover

    2008-11-01T10:50:28Z

    Discovering gaps in group risk schemes can be damaging so steps should be taken by employers to remain on top of issues such as administration, says Edmund TirbuttMany employers rely on group risk benefits such as income protection or private medical insurance (PMI) to help deal with the issues associated ...

  • Analysis

    Controlling the cost of international private medical insurance

    2008-10-01T11:36:59Z

    International private medical insurance can be pricey, but as cover is essential for some employees working abroad, there are ways for employers to minimise their bill, explains Edmund Tirbutt.†Private medical insurance (PMI) is well known for its cost. Employers who send staff to work overseas for any length of time, ...

  • Article

    Re-broking group risk benefits

    2008-06-01T23:00:00Z

    There are a host of reasons why employers look to re-broker group risk benefits, says Edmund TirbuttInsurers have issued so many statements about the need to review group life and health cover arrangements of late that employers could be forgiven for assuming that they should be undergoing a re-broking exercise ...

  • Case Studies

    Case study: Tullett Prebon

    2008-05-30T14:26:01Z

    Wholesale financial markets intermediary Tullett Prebon has re-broked its income protection scheme annually since 2004. It began using Jelf Group for the exercise last year.Debbie Lamb, benefits consultant, says: "Income protection is a developing market and I am always looking to see if there is a better deal available. If ...

  • Analysis

    Feature - The dangers of offering salary sacrifice in flexible benefits

    2005-02-01T00:00:00Z

    In summaryFor some, salary sacrificing for flex seems a little too good to be true, with warnings abound of the government eventually closing this 'loophole' which reduces tax and NI liabilities. This has led to fears of becoming reliant on the tax break and then losing it. Allowing staff to ...