All Analysis articles – Page 54

  • Ashtray
    Analysis

    How can employers support persistently unwell employees?

    2014-11-12T06:04:00Z

    If you read nothing else, read this…A robust health and wellbeing programme can raise health awareness among employees and reduce the risk of poor health choices affecting the workplace.Where an employee is regarded as disabled, an employer must consider making reasonable adjustments to ensure they are not unfairly disadvantaged.Extreme obesity, ...

  • Employee blood pressure
    Analysis

    Why should employers care about their employees' blood pressure?

    2014-11-12T06:02:00Z

    If you read nothing else, read this…High blood pressure is the most common health complaint in the UK today, with 30% of the population suffering from it.It is referred to as the ‘silent killer’ because its symptoms often go unnoticed and it can lead to some serious health problems.With regular ...

  • Bupa-logo-2014
    Analysis

    Mental health stigma still an issue in business

    2014-11-12T06:00:00Z

    It is a sad reality that mental health prejudice still exists in business. An overwhelming number (94%) of UK business leaders admit that mental health prejudice is still present within their organisation.Stress and other serious mental health conditions can have a huge impact on both individuals and employers. Having a ...

  • Court-judgement
    Analysis

    October case law round-up

    2014-11-11T10:32:00Z

    Here is a round up of case law impacting employee benefits, where rulings have been made in the last month.A former Nestle’s employee has been ruled to be liable for the tax on a lump sum payment received in exchange for giving up membership of the organisation’s healthcare scheme. An ...

  • First Group
    Analysis

    Pensions salary sacrifice: what employers need to know

    2014-11-11T06:18:00Z

    If you read nothing else, read this…Pensions salary sacrifice involves employees sacrificing a proportion of their salary to contribute into their pension scheme.Salary sacrifice can reduce income tax and national insurance contributions for both employers and employees.The term ’salary sacrifice’ is increasingly being replaced with ’salary exchange’. What is pensions ...

  • How people would choose to use their pension savings
    Analysis

    Automatic-enrolment provides greater financial security for employees

    2014-11-11T06:00:00Z

    September saw the launch of Scottish Widows’ fifth annual Workplace pensions report, providing insight on the attitudes and behaviours of thousands of employees in relation to their workplace saving.Two years on from the first auto-enrolment (AE) staging date, the impact that AE is having on workplace saving is starting to ...

  • Group personal risk cover graphic
    Analysis

    Group risk supplement 2014

    2014-11-10T11:20:00Z

    The Employee Benefits Group risk supplement 2014, sponsored by MetLife, rounds up the latest group risk trends and issues, enabling employers to keep up to date on the changing needs of their workforce.The report includes the following articles:Tom Gaynor: Employers need to demonstrate true value of employee benefits Clare Bettelley: ...

  • Motivation
    Analysis

    How to reward those at the top of their game

    2014-11-04T07:00:00Z

    If you read nothing else, read this… Motivation could be influenced by intellectual, social and emotional factors.Experts’ reward packages could be enhanced to maintain productivity.It is not all about reward, a simple thank you and recognising good work still impacts motivation.Business opportunities such as allowing experts to work into other ...

  • The art of seduction
    Analysis

    Talent wars: How to use reward effectively

    2014-11-03T12:38:00Z

    If you read nothing else, read this…Skills shortages are back on the agenda, with engineering and technology among those in demand.Businesses are again looking at how they can attract top talent, tailoring their offerings to suit their target employee base.Organisations are increasingly looking to benchmark how their total reward proposition ...

  • Analysis

    Pensions default investments in numbers

    2014-11-03T00:00:00Z

    66% - of trustee respondents are looking to change their pension scheme’s default strategy within the next 18 months. Source: SEI’s Defined contribution pensions survey, published in August.15% - of UK respondents said they would take ‘somewhat high-risk’ or ‘high-risk’ investments in order to receive better returns. Source: State Street ...

  • Graham Rowlands-Hempel
    Analysis

    The impact of share ownership on company productivity

    2014-11-03T00:00:00Z

    If you read nothing else, read this…Research suggests that employers with significant employee ownership tend to have higher productivity.Staff productivity appears to be higher where employee ownership is part of a wider employee engagement programme. The tax status of a share scheme has little impact on employee productivity. Productivity in ...

  • Ford Focus
    Analysis

    Do employee car ownership schemes still have a place?

    2014-11-03T00:00:00Z

    If you read nothing else, read this…Ecos take the form of an agreement made between the employee and the leasing company.Demand for Ecos has reduced because of the popularity of salary sacrifice schemes.Eco schemes often still appear when organisations offer blended funding arrangements.Ecos could rise in popularity when new international ...

  • Guy Roberts
    Analysis

    Top five tips for implementing car salary sacrifice

    2014-11-03T00:00:00Z

    For employers that are thinking of implementing a car salary sacrifice scheme in their organisation, here are five top tips for getting it right.1 Be clear on your objectives This may sound simple, but many organisations move straight into the provider selection process without first being clear about their own ...

  • Car buyers guide
    Analysis

    Buyer’s guide to salary sacrifice car schemes

    2014-11-03T00:00:00Z

    The facts:What is a salary sacrifice car scheme? This is a car scheme in which an employee forgoes a portion of their gross salary in exchange for the use of a car for a period of time, and receives tax and national insurance breaks as a result.Where can employers get ...

  • group-life-assurance-625x375-2014
    Analysis

    How has group life assurance evolved?

    2014-11-03T00:00:00Z

    If you read nothing else, read this…Group life assurance is the most commonly offered benefit to employees.The benefit often now includes value-added services such as bereavement counselling.Group life assurance products continue to be driven by price rather than innovation. Historically, employers tended to offer life assurance as a bolt-on to ...

  • Employment rate of people by parental status
    Analysis

    Cost considerations around workplace childcare

    2014-11-03T00:00:00Z

    If you read nothing else, read this…78% of people with dependent children were in employment, so employers need to consider workplace support where required. Cost and implementation time are often cited by employers as reasons why they do no offer their staff childcare support. It is easy for employers to ...

  • Group personal risk
    Analysis

    Is there a place for group risk benefits in a modern benefits package?

    2014-11-01T00:00:00Z

    If you read nothing else, read this… The number of people of state pension age is projected to increase by 31% from 12.3 million in mid-2012 to 16.1 million by mid-2037, so employers need to consider older employees’ health needs .Legacy group risk benefits tend to have been brought together ...

  • Future group risk
    Analysis

    What does group risk benefits provision of the future look like?

    2014-11-01T00:00:00Z

    If you read nothing else, read this…Group risk benefits of the future need to reflect the UK’s ageing society.The growing dominance of procurement will stifle innovation in the group risk market. Employees need support to sustain any behavioural changes they make to boost their health and wellbeing. Group risk benefits ...

  • Cause and effect butterfly
    Analysis

    What impact has pensions auto-enrolment had on the group risk market?

    2014-11-01T00:00:00Z

    With the UK’s ageing population benefits packages will need to cater for employees with a potential age-range of 20-80, this holds many challengesThe introduction of pensions auto-enrolment from October 2012 helped to substantially boost the group life market without much effort on the part of insurers.Around 100,000 employees were enrolled ...

  • Tool kit
    Analysis

    What should employers ask when implementing group risk benefits?

    2014-11-01T00:00:00Z

    If you read nothing else, read this…Employers must first identify employee needs.They should then establish how their appointed insurer will help them implement their plan.A good insurer will help an employer manage its benefits spend and ongoing costs. Employers must establish a strong relationship with their group risk benefits consultants ...