Mel Duffield
- Analysis
What impact will the Lifetime Isa have on UK workplace pensions?
The launch of the Lifetime individual saving account (Lisa) presents an attractive new way for people to boost their savings for a deposit for a first home or their pension pot on retirement, but it should not be seen as an alternative to paying into a workplace pension.
- Opinion
Mel Duffield: Staff need support when buying an annuity
This is the point at which the employee’s pension pot is at its largest and when they stand to lose the most, both from their own and their employer’s pension contributions, by making a poor decision or simply failing to act. Reaching retirement and purchasing an annuity is a one-off ...