Cigna has enhanced its private medical insurance plans by allowing general practitioners (GPs) to directly refer their patients for diagnostics, cutting out the wait to see private consultants. The change should provide quicker investigations and avoid unnecessary consultation costs.

Ann Dougan, Cigna's marketing director, said: "If a GP knows that their patient needs a computerised tomography scan, they no longer need to have this verified by a private consultant, but can directly refer them for the test."