Reviews of default fund are being carried out annually by 39% of delegates at the Employee Benefits Pensions and Workplace Savings 2013.
The poll on default funds taken on the second day of the summit, 1 February, found that 11% of delegates review their pension scheme default fund several times a year, compared to 6% of delegates at the 2012 summit.
The survey also found that 14% of delegates never review their default fund and the same percentage stated that an adviser or provider has the responsibility for checking the fund. In 2012, 32% of the delegates at the summit said that they left reviews to a consultant or provider.
Over a third of delegates (39%) at this year’s summit stated that at their organisation a committee, such as a staff or governance committee, takes an active duty of care regarding the investment funds and strategy in the default fund. A third (33%) say it is their HR, benefits and pensions teams that have responsibility for this duty of care.
The poll found that 6% of organisation do not take an active duty of care but are planning to do so in the future and 21% leave this to a pensions provider or adviser.
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