Friends Life has enhanced its group critical illness offering with improved product terms, greater flexibility for members of flexible benefits schemes, and access to the Best Doctors’ service.
The insurance provider has also added cardiac arrest to its standard cover, along with enhanced definitions for cancer, major organ transplant, multiple sclerosis, Parkinson’s disease and stroke.
Its improved product terms and conditions include an increase in the maximum benefit to the lower of five-times salary or £500,000. For children’s cover, the maximum age for cover has been extended to 21 years for those in full-time education.
Friends Life is also offering the Best Doctors service to all group critical illness scheme members and is providing an employer microsite toolkit with information on the service.
Two additions have been made to the service: ‘Ask the Expert’, which allows members to talk to a doctor in situations that do not require a full collection of mdeical records, and ‘Ask Best Doctors’, which offers online access to a library of videos on medical conditions and treatments.